DISCLAIMER

Mindset Avenue Inc (“Company”, “we”, “us”, “our”) provides educational and informational resources across coaching programs, courses, workshops, digital products, in-person events, and online platforms operated under Joe Oxi and www.mindset-avenue.com (“Site”).

By accessing this Site or purchasing, enrolling in, or participating in any of our programs, services, courses, coaching, templates, or digital materials (“Services”), you agree to this Disclaimer.

If you do not agree, do not use our Site or Services.

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1. Educational + Informational Purposes Only

All content provided by Mindset Avenue Inc is for general educational purposes only.

Nothing on this Site or in our Services should be taken as:

• medical advice
• mental health advice or therapy
• legal advice
• financial advice
• tax advice
• psychological counselling
• consulting or professional advisory services
• personalized recommendations

You understand and agree that our Services do not create a professional-client relationship outside of coaching.

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2. Not Medical, Mental Health, Legal, or Financial Advice

The information we provide is NOT a substitute for:

• licensed medical care
• psychological or psychiatric care
• therapy, counselling, or treatment
• financial planning or investment advice
• legal guidance or professional services

Always consult an appropriately qualified professional for any medical, mental health, legal, or financial concerns.

You acknowledge and agree that you are solely responsible for your physical, mental, emotional, and financial well-being and decisions.

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3. No Guarantees or Promises of Results

While our clients regularly achieve meaningful outcomes, we make no guarantees

regarding:

• earnings
• promotions
• business succes
• team outcomes
• visibility, authority, confidence, or leadership advancement
• emotional or behavioral change
• performance results
• any specific or measurable result

Any testimonials are illustrative of individual experiences only and are not guarantees that you will achieve similar results.

Your success depends entirely on your own effort, implementation, consistency, and circumstances.

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4. Personal Responsibility + Client Decision-Making

By using our Services, you agree that:

• You are fully responsible for your decisions, actions, and outcomes.
• You will evaluate any advice, strategy, or tool independently.
• You will not attempt to hold Mindset Avenue Inc or its representatives liable for your results or outcomes.

You understand that coaching involves suggestions, education, and support — not direction or professional mandates.

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5. Assumption of Risk

You acknowledge and accept that implementing any strategies or advice involves inherent risks.

You agree to assume all risks, foreseeable and unforeseeable, arising from your use of the Site or Services.

Mindset Avenue Inc is not responsible for losses, damages, injuries, or negative outcomes, including but not limited to:

• business losses
• financial loss
• emotional distress
• decisions made based on content we provide
• misunderstandings or misinterpretations

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6. Earnings Disclaimer

Any financial examples or references to income, business growth, or leadership opportunities are not guarantees or predictions of your results. We do not promise or represent that you will achieve:

• increased income
• promotions
• improved business metrics
• tangible financial benefits

You understand that all examples are for educational purposes only.

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7. Testimonials Disclaimer

Testimonials on our Site and in our programs reflect individual experiences.

They:

• are truthful and provided voluntarily
• do not guarantee future results
• may not reflect typical outcomes

You acknowledge that your experience may vary significantly.

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8. No Warranties

We make no warranties of any kind, express or implied, regarding:

• accuracy
• completeness
• reliability
• suitability
• availability
• the effect or outcome of applying our content

All Services are provided “as is” and “as available”.

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9. Limitation of Liability

To the maximum extent permitted by law, Mindset Avenue Inc, its directors, employees, contractors, and representatives shall not be liable for any:

• direct, indirect, incidental, consequential, punitive, or special damages
• loss of profit, revenue, data, or business opportunity
• injury or emotional distress
• claims based on negligence, contract, tort, or otherwise

Liability is strictly limited to the amount paid for the Service, if any.

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10. Indemnification

You agree to indemnify, defend, and hold harmless Mindset Avenue Inc, its officers, employees, agents, contractors, and affiliates from any claims, damages, losses, liabilities, or expenses arising out of:

• your use of the Site or Services
• your actions, decisions, or omissions
• your breach of this Disclaimer or any Terms of Use
• any misuse of our content or intellectual property

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11. Intellectual Property Notice

All content, frameworks, processes, videos, documents, templates, workbooks, guides, and digital materials are the sole property of Mindset Avenue Inc. You may not:

• copy
• distribute
• modify
• replicate
• resell
• upload
• share login access
• teach, license, or use our materials for your own programs

All rights are reserved.

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12. No Professional Relationship Created

Engaging with our content or Services does not create:

• a medical relationship
• a legal advisory relationship
• a psychologist-patient relationship
• a financial or fiduciary relationship
• a consulting relationship

Only a coaching relationship is formed — and only after appropriate payment and agreement.

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13. Arbitration + Dispute Resolution

To the fullest extent permitted by law:

• All disputes shall be resolved through binding arbitration in North Carolina, USA.
• No class actions are permitted.
• Each party agrees to resolve disputes individually.
• You waive the right to participate in a class-action or collective lawsuit.

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14. Governing Law

This Disclaimer is governed by the laws of the State of North Carolina, regardless of conflict-of-law principles.

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15. Changes to This Disclaimer

We may update this Disclaimer at any time.

Your continued use of the Site or Services following changes indicates your acceptance.

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16. Contact Information

For questions or concerns regarding